Does-My-Insurance-Company-Cover-Flooding-Damage-in-Dallas-Texas-and-What-To-Look-For

Does My Insurance Company Cover Flooding Damage in Dallas, Texas and What To Look For

Does My Insurance Company Cover Flooding Damage?

Does-My-Insurance-Company-Cover-Flooding-Damage-in-Dallas-Texas-and-What-To-Look-ForDuring this time of year, flooding in Texas is very common due to all the storms that constantly stir up. When it comes to flood damage coverage in Dallas and the Forth Worth area, you might be wondering “will my insurance company cover flooding damage and the repairs needed?” Read on to learn when flood damage is covered, and when it isn’t, and also learn about delayed insurance claims and misallocated funds that may arise.

When Flood Damage Is Covered By Insurance

Flood damage is only covered by insurance in a small percentage of cases and typically this is when the water damage is the direct result of a flood. Additionally, it is more often only when there is a sudden increase of water, which in most cases flooding is a gradual event. So you may find that you do not have the coverage for the damage caused by flooding. It is a great idea to take a look at your insurance policy to see the terms when it comes to water damage specifically. If you do not see the coverage you may want to consider adding on flooding or water damage insurance to your policy before the next downpour happens.

Delayed Insurance Claims & Misallocated Funds

When natural disasters are at play, sometimes it impacts so many individuals that it then creates a situation where many owners are waiting long periods of time for their restoration work to be funded. Keep in mind that even though your insurance company may be paying for the work – it may take longer than expected for the work to begin and for the project to be completed.

Another common and unfortunate scenario to be cautious of when insurance claims are covered is misallocated funds – the owner will receive the funds from the insurance company and secure the restoration project that may have water damage, etc. Although the initial invoices for the DFW general contractor for the project get paid, the following don’t – why? The owner instead used the funds for personal purchases and the project is incomplete.

When Flood Damage Isn’t Covered By Insurance

Your commercial property insurance plan may not include flood insurance; in fact, most policies don’t. If your multifamily property, warehouse, or other commercial property experienced flash flood damage during our record-setting rainfall this August, you may be out of luck as it would be considered an “act of god.” The good news is, that you can purchase a separate flood policy, which might seem like an extra expense, but in the face of flood damage, it may save you money down the road. The SBA or FEMA would possibly be an avenue for getting repayment for flood-related damages, but those payouts can come slowly and with many hoops to jump through before you ever see that payout.

In response to the flood damage coverage in Dallas fort worth, many flash flood residents and businesses continue to battle insurance agencies. Though the battle is hard, it may not be the end-all when it comes to getting covered for the DFW water damage. When the work isn’t covered, FEMA may be able to help support your recovery from the flood. Contact Classic Construction and Restoration for free damage estimates.

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College Students: Working In Construction & Building Your Future

How To Build Your Future By Working In Construction

College-Students-Working-In-Construction-Building-Your-FutureBuilding a career can sometimes be a frightening thought. How do you actually know that working in construction will be where your future is? At Classic Construction, we make it our priority to close the barrier between curiosity and fear of the future. Creating a career in construction starts with building a team that you grow to call a family as well as building knowledgeable credibility in your field.

Who Classic is

Here at Classic Construction, we are a family-owned business that offers full-service, professional contractor work in the Dallas, Forth-worth area, and Austin and San Antonio. We pride ourselves in being there for our clients 24/7, offering emergency care in the event disaster strikes a commercial or residential property. Our core values are trust, superior service, quality craftsmanship, experienced and properly trained professionals on deck, and of course respect! Not only do we handle insurance claims, but we also offer various payment options and plans making our services readily available for anyone! That’s why our slogan became: “On Time. On Budget. That’s Classic.”

Career Building Titles

We are always growing, both in the DFW metroplex, as well as in Austin and San Antonio! As our teams grow, we’re looking for Estimators, Project Managers, Account Managers, and more! The construction industry is more than just hammers and nails, it’s finance, its organization, its team leading – and every day is different. Our team members use their skillsets to work directly with clients, Classic departments, and outside organizations.

Growth Opportunities

Classic Construction provides opportunities to help you build your career path with jobs that allow plenty of room for growth. With some of the top career-building titles that we’ve mentioned, you can look to build skills in customer service, B2C and B2B sales, project management, and proficiency in a wide variety of software applications.

Functionally, you’ll learn more about construction projects and the industry itself – providing a breadth of information that will allow you to get more insight than in any other field. You’ll even gain more practical skills as you learn different phases of the construction process, how homeowners and commercial builders approach adverse events, and how to build relationships with customers who lean on you to help them throughout their project(s).

As you can see here at Classic there are a plethora of opportunities for your to succeed both while you’re in college and after. We are always accepting applications for all of our positions so don’t hesitate to apply today. Whether you’re looking for something to help with college expenses or a lifelong career we’ve got the right position for you! We’ll train you from the ground up just like we build our biggest projects, with a strong foundation, walls to hold you up, and a roof to protect you but not hold you down. When you’re ready drop a resume by our office!

HOA-Maintenance-Plan-Series-Predictive-Planning

HOA Maintenance Plan Series: Predictive Planning

Predictive HOA Maintenance Planning

HOA-Maintenance-Plan-Series-Predictive-PlanningWhen it comes to HOA maintenance planning and predictive planning, there are many different aspects to be on the lookout for. Being able to spot things such as cracks in walls, or water stains on ceilings are just a few examples of “smaller” issues that can be a sign of a significant problem that something is wrong. Read on to learn all the different signs to look out for not only internally, but externally as well to keep your property in top shape for your residents.

Building Interior Monitoring

To ensure a successful predictive plan for your HOA maintenance, you must build an interior monitoring system to make sure any potential problems will never become a problem. To forecast and anticipate possible concerns in the interior of your home, you need to have consistent maintenance checks on floors, walls, ceilings, and any other building interior aspects of your home.

Exterior Monitoring

Areas to monitor on the exterior of your buildings include residence and clubhouse/office roofs, siding, brick, stucco, or other exterior wall material, windows, foundation, and doors. You may also have external plumbing elements such as pipes and electrical components like fuse boxes. Because harsh weather, hail, freezing temperatures, and the hot Texas sun can degrade materials, it makes sense to frequently walk the exterior of your buildings for cracks, fading, or chipped pieces. It’s normal for exterior elements to wear out quickly, and planning for it can help prevent damage to the interior of your buildings. Water, rodents, insects, and grime are able to make their way inside your property when external damage happens.

Grounds Monitoring

Retaining walls, signage, pools, and other community amenities are all prone to cracks and other issues that can start with a small problem that can become significant and costly problems.

Because these amenities are often overlooked and ignored, they should also be first on the list of a predictive maintenance plan as we’ve found that they’ve also been some of the largest to hit HOA budgets when not given proper forward-thinking attention.

Being proactive allows any potential problems to be observed and immediately repaired – preventing costly repairs, replacements, and dissatisfied resident displacements. Now that you know what to look out for when it comes to predictive planning, keep checking back soon for more on this HOA maintenance plan series.

HOA-Maintenance-Plan-Series-Preventative-Protection

HOA Maintenance Plan Series: Preventative Protection

Preventative HOA Maintenance Plan

HOA-Maintenance-Plan-Series-Preventative-ProtectionOne of the biggest hurdles that any HOA company faces is maintenance. In most cases, it’s more reactive or just general upkeep of the property. However preventative maintenance can help keep your property in top shape while keeping your budget low. The more you can plan, the better it will be in the long run. Not only for you but also for your residents as it can help you spot small issues before they become big, costly, problems. Read on to learn more about why incorporating an HOA Maintenance plan should be on your to-do list.

Predictable Budget Planning

Planning and budgeting for predictable situations as an HOA are crucial when trying to stay on top of potential issues as they arise. Having an integrated plan for budgeting is key for proactively addressing your property’s maintenance needs. Keeping track and making a list of all maintenance-related information as well as the cost, is a good idea to see what might need your attention next. That way you can estimate and budget for any and all of those future maintenance needs. A reactive approach can ultimately save you money in the long run, which is good for those last-minute situations.

Avoiding and Reducing Costs

Having a well and properly-maintained property should have components that last more than a decade and many property owners and HOAs are content with that longevity. However, imagine having a property that has a preventative maintenance plan that allows components that can last nearly two decades – the cost savings are significant and the residents will be more than content with the state of their surroundings.

Being proactive with repairs and identifying possible issues with components can be three to nine times less expensive than being reactive. This approach prevents a significant headache while preventing major work down the line.

Crisis situations occur all too frequently within associations because of the neglect to take preventative protection when it comes to maintenance. Ensure that you are proactive, rather than reactive can make a much better effect on addressing future property maintenance. If you are interested in learning more about different HOA maintenance plans for your associations, check back here soon for more to come.

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Fact or Fiction: DIY Myths and Misconceptions

DIY Myths and Misconceptions About Construction

We all watch HGTV and see people knocking down walls and building their dreams! For those who want to renovate their homes or commercial properties or start flipping houses, but don’t have a ton of start-up cash to hire professionals, DIY might seem like a dream option. What you don’t see is what happens behind the scenes on these shows and the professional crew that supplements TV DIYers. Read on as we dispel some DIY myths and misconceptions.

It’s Cheaper & Faster Fact-or-Fiction-DIY-Myths-and-Misconceptions-4

Two of the most common myths and misconceptions about DIY projects is that they will be cheaper and faster. Which is far from the truth. In fact, more times than not it can take the average person twice as long to complete the task at hand instead of hiring a professional contractor team. Not only are contractors trained for this, but they work together to get the job done with quality and efficiency.

Buying your own materials online to “save time” puts you at a few risks that aren’t worth it. When you buy online you are taking on all the risks to verify everything including every little detail yourself. And unless you do hours and hours of research, the average person might make quite a few mistakes. Thus taking even more time to wait for the right item to come, and try to install it yourself. Contractors know exactly what to look for and take the time to make sure your order is correct and that everything will get to them in a timely manner.

HGTV Makes It Look Easy

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“If you say shiplap on more time…”

After you watch an HGTV remodeling show, you might think “this is something I can do”. What those HGTV shows don’t show you is all the hard work that actually goes into a project such as remodeling, and the endless hours an entire professional crew takes to put into that project. They don’t show the “boring” parts or all the hard labor, only the fun and “easy” side of construction. However, if you want to ensure your project is safely done please always hire a general contractor. Not only can they safely get it done, but can ensure the work will always be top quality.

No Need for Permits Fact-or-Fiction-DIY-Myths-and-Misconceptions

One of the most common misconceptions about DIY is that you can just simply, do it yourself, and not worry about obtaining a permit for the work. This couldn’t be further from the truth! There are a lot of drawbacks to not going through the proper channels when doing any kind of work on your house. Everything from owing back taxes to having issues selling your house as it hasn’t been properly assessed. The best thing to do is hire a professional who can get through all the red tape for you so you don’t have to.

Demo is Fun! Fact-or-Fiction-DIY-Myths-and-Misconceptions-2

If you’ve watched any show on HGTV you’ve likely seen a “Demo Day” segment and gotten inspired to take your sledgehammer to that annoying wall that blocks the view of your living room from the kitchen. WAIT! Please don’t do that! There are many hidden items inside your walls that you may not be ready to take on. Anything from pipes to critters, to mold, or other hazards can be lurking in your walls. Additionally, all of that demo leads to a mountain of debris that needs to be properly disposed of. On top of all of that, there are laws and regulations surrounding the demolition of your property that you must adhere to.

Do us a favor and contact us before you take a hammer to your walls. In the event, you have already done it and find yourself with a leaking pipe, or worse, we’re available 24/7 for emergency services.

If you’re considering a DIY approach to major renovations or restoration to your commercial property or home, you might want to reconsider and hire a professional team to save you time, money, and headache. You never know what you’ll find lurking in old walls, so for everyone’s sake, call Classic Construction for a free estimate!

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Structures to Keep an Eye on for Heat Damage

structures-to-keep-an-eye-on-for-heat-damageStructures to Keep an Eye on This Summer for Heat Damage

Texas summer heat has its own schedule, as we all know, yet the New Yorkers and Californians relocating here are just starting to figure it out. With the spike in heat and no drop within the grasp of the coming weeks, heat damage is at the brink of every home not being carefully watched. When living in Texas, there are many structures where the heat may affect your property. In this article, we will discuss a few tips and structures to keep an eye on during these extreme heat temperatures.

Retaining Walls

Retaining walls are structures that hold or retain soil behind it. They range in size from small terraces to hold a yard to large walls to hold up a steeper slope. Retaining walls are made of many materials, including concrete blocks or slabs, wood, rocks, and boulders. Because Texas has such volatile weather including droughts, severe cold snaps, and sudden microbursts, our soil is prone to cracking and moving. We all know what happens to your home foundation when extreme heat strikes, and because retaining walls are similar materials, they can crack, crumble, and fail. This is dangerous as rocks and dirt can hurt people and damage your property. A large rockslide can be devastating.

Sidewalks

During a hot Texas summer, sidewalks have the potential to crack in extreme heat. Whether it’s your walkway or home or building’s foundation, concrete can be a concern when high temperatures arise. Heat causes the soil to contract, which in turn can cause damage and crack to surfaces like concrete. During extended heat waves, cracks can form and spread if left unattended. That’s why regularly checking for signs of damage is crucial when preserving your concrete during the summer.

Monument Signs

Whether your monument sign is fully concrete or contains some metal or acrylic elements, all can fall prey to extreme heat in the summer. As with retaining walls and sidewalks, keeping an eye for cracks in the base and surrounding areas of the signage is key to preventing further damage as the summer progresses. Gaps in brick and rock can also begin to form, putting the structure at risk for more damage.

Acrylic pieces within monument signs are a bit different than structural damage. One key issue to look for includes trim caps in channel letters that will break down over time with exposure to heat. Warping and discoloration are also very common with acrylic signage and few preventative measures can be taken aside from purchasing replacement pieces ahead of time to swap when the heat damage is highly noticeable.

Texas heat can cause havoc in places that you least expect it! When it comes to walls, sidewalks, and signs the best defense is early detection. It’s best to have a professional assess and repair any damages caused by the high heat. Contact us today for a maintenance inspection or if you see any signs of damage on your property. Here at Classic, we offer free inspections of your commercial and residential properties to look out for the early signs of damage and fix them quickly.

Retaining-Wall-and-Monument-Sign-Maintenance

Retaining Wall and Monument Sign Maintenance for Your Property

Retaining-Wall-and-Monument-Sign-MaintenceRetaining Wall and Monument Sign Maintenance Tips and Tricks

When it comes to sloped or terraced properties, nothing is quite as handy as a retaining wall. Not only are they gorgeous and add a brilliant aesthetic to the yard, but they are quite practical and useful at helping you utilize your outdoor space. We wanted to share some tips and tricks when it comes to retaining wall and monument sign maintenance, as well as share the importance of keeping up with your commercial and residential properties’ wall and monument signs.

The Importance of Maintaining Walls and Monument Signs

When it comes to your property retaining walls can come in handy to help hold up the earth (aka dirt) and block it from sliding down when any part of the property is at the end of a decline. Monument signs give a beautiful way to showcase your property and are often found at the entrance to subdivisions. They also help future residents and visitors find your property when driving down the road. Naturally, both of these features provide essential uses to your property which is why proper maintenance is also essential. The last thing you’d want is a retaining wall or monument sign to come crumbling down causing havoc on your property and creating a hazard for residents. At the first signs of wear give us a call so we can come out and inspect and repair any defects before they become bigger problems.

Inspecting Retaining Walls

Inspecting and retaining walls are necessary when it comes to proper maintenance. Checking for gaps in stones themselves as well as cracks in the mortar between them is a good start. Cracks and missing mortar will only get worse with time, so making sure those are properly inspected and maintained are crucial when it comes to walls. Another thing to look for is bulges in the wall. If you notice this is happening and some sections are bowing out, this means the soil is shifting and can cause critical damage in the near future. If you notice this, you should contact a professional as soon as possible so they can help resolve this issue immediately.

Tips on How to Maintain Walls & Signs

Maintenance of walls is important and should be checked at least every quarter. If there are any weeds visible in-between areas of the retaining wall, make sure to remove those by the root as they will continue to multiply and separate the wall over time (despite looking nice in some cases).

If you see any slight settling, surface wear, rotation, or bulging of retaining walls or monument signs, the best next move is to call your partnered construction company to evaluate it for any preventative maintenance to keep the issue from worsening.

There are some preventative measures you can take for retaining walls and monument signs including surface treatments, but make sure to check in and verify any treatments with your partnered construction company in order to be sure you have the right treatment for your surface(s).

Don’t wait until the last moment when it comes to sloping or terraced properties. Consistency maintenance of retaining walls is critical to keeping a healthy commercial or residential property. So whether you need to repair an existing structure or you’d like to add a retaining wall to your property, we can help. Contact us today to get a quote and see how we can transform your property.

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Don’t Wait to File an Insurance Claim After Hail Damage

dont-wait-to-file-an-insurance-claimDon’t Wait to File an Insurance Claim!

Most homeowners who have recent hail damage on their roofs can file an insurance claim and receive some compensation, yet far too many people fail to do this. Some of them don’t know they even have hail damage on their roofs, while others might not think it’s worth the time and money to have it fixed. However, the most significant reason why so many homeowners don’t file an insurance claim after a storm is that they simply wait too long to act. By the time they realize how severely their roofs have been damaged, it’s too late to receive any compensation from their insurance companies. They must pay for the repairs out of their own pockets, which can get very expensive very quickly.

How Long Can I Wait to File an Insurance Claim for My Damaged Roof After a Hailstorm?

That really depends on your insurance, but most companies allow you up to a year to file a claim. Of course, that doesn’t mean that you should wait for several months before taking action. Your best bet is to file a claim as soon as you think your roof has sustained damage in a storm. The damage is still “fresh” at this time, which means it’s unlikely that anything else has caused any further damage. This will make it easier to prove that it was the hail that damaged your roof, and it will be much easier to repair the damage sooner rather than later.

Hail damage can take years to cause roof leaks and many homeowners put off getting an inspection or fixing damages. This is never a good idea. Here’s why:

  •  When hail hits an asphalt shingle it often knocks off the protective granule coating. Once the granules are gone, the protective layer underneath is exposed to the elements.
  • The sun’s ultraviolet light will weaken the exposed spots and make them brittle. These exposed areas are very susceptible to leaks.
  • Once leaks occur, the damage can be extensive due to potential damage from mold, electrical issues, ceiling and wall damage from water, and perhaps even personal property losses. The damage can also come very quickly and often is not initially detected.

Who is Responsible for the Costs of Additional Damage if I Decide to Wait?

While hail damage to your roof is covered by homeowner’s insurance policies, the additional damage caused by waiting to get repairs is not. Most insurance companies believe it is the homeowner’s responsibility to maintain their homes and take action to prevent leaks and subsequent damage. Therefore, if you wait until your roof is leaking to make a claim you could be footing the bill for all the major repairs.

Preventing additional damage to your home is one of the reasons why some (but not all) insurance companies have time limitations to file a claim. In fact, most policies state that claims should be filed “promptly” or “as soon as possible”. We also always recommend having a professional contractor assess the situation to prevent further damage and costs. Don’t forget, that you can always rely on Classic Construction for your roof damage and repair needs. Feel free to reach out to us today for any restorations that need to be done to your damaged roof caused by hail storms.

Structural Drying

Phases of Structural Drying

What is Structural Drying and When Do You Need It?

This December has been one of the warmest on record, however, the Farmer’s Almanac predicts our winter will be incredibly cold. We’ve previously given you tips on preparing your pipes for below freezing temperatures (link to Frozen Pipe blog), but if you experience a burst pipe during a below freezing weather event, we want you to understand how remediation works, including the phases of structural drying. Read on to learn how Classic dries your home or business to prevent mold and reduce damage to your building’s structure, which can include warped or rotted wood, warped sheetrock, electrical component damage and more!

Preparing your Home for a Cold Winter

Almost a year ago, most of us in North Texas can agree that we were not expecting the winter to cause damage to a lot of our homes and businesses. To keep the damage as minimum as possible for your properties, we at Classic Construction recommend getting ahead of the freeze with your at home generators to keep your power in case of rolling brown-outs. Insulating your pipes will be the other highly recommended preparation to keep your pipes from freezing and causing much unwanted structural damage to your property. Keep those weather and natural-cause notifications on during these colder months to stay ahead of any storms and keep your property safe from harm.

Causes of Trapped Moisture

Moisture problems tend to occur when excess moisture becomes trapped in a part of a building that should be dry. It can happen to any building and structure regardless of age. Some common mistakes that can lead to moisture issues are improper structure building, leaks in foundation, and damaged or aging pipes. These problems can be avoided by incorporating moisture controls into building designs such as proper gutter systems, condensation drainage systems, humidity controls, and an annual check up on pipes that might be cracked or leaking due to age. The key is to try to control moisture as best as possible so that it doesn’t accumulate where it can do potentially harmful damage.

The Structural Drying Process

Stop Mold In Its Tracks
Water damage should be remediated as quickly as possible to prevent mold growth.

Extracting water is typically the first step of the structural drying process, followed by testing for mold damage and asbestos. If either of those are detected, they will be professionally removed. You might think that after extracting all of the water and any mold that the areas in the building or home may be dry, but water content can still be quite high – to prevent more mold growth, dehumidification is necessary to be certain that any excessive water vapors are collected. One of the final methods in one of the most common structural drying processes is to maintain a constant temperature in the affected area(s) – too hot and the dehumidification process may not be effective, too cold and mold may begin to grow once again. Although there are more approaches to structural drying, these are the most common strategies you can expect when experiencing structural drying on a property.

Conclusion

Though it’s been a very warm December, this winter looks to be extremely cold according to forecasts. We’ve listed some tips on preparing your home or commercial property for a cold winter, how moisture becomes trapped in typically dry areas of a building, and what structural drying looks like when Classic Construction performs water remediation. If your building has suffered a leak, a burst pipe, or a flood, call us today! We’ll work with your insurance company to quickly and completely repair your property!

Winter is Coming, Be prepared on behalf of your residents

Preparing For a Texas Winter

prepare for winter in north texas
Winter is coming. Be prepared on behalf of your residents.

You don’t have to live in Texas long to realize just how unbalanced the weather can be at times. 2021 was a year for the record books! Texas suffered a brutal arctic blast that lasted for days, resulting in more than 456k insurance claims to be filed for water damage to homes and businesses across the state due to frozen pipes.

Cold temperatures are around the corner and now is the time to prepare for what mother nature can have in store. With proper planning, you can lessen the risk of damage to your community and homes due to frozen pipes.

Here is a list of some of the overlooked items that you should think about when winterizing your community or home.

  • Fire suppression lines and control valves are often installed in attics, parking garages, balconies and closets that are completely susceptible to the elements. While insulating these lines and rooms is not common, by doing so you can protect your community and home from costly repairs and damage. When these lines burst, they release thousands of gallons of water in a short period of time causing serious damages.
  • Caulking gaps, voids and penetrations around the home and facility where cold air can enter the wall cavity and get to the pipes- This includes doors, windows, spigots, vents in the brick, stucco, or siding facade.
  • Closing off ventilation to the foundation of your home or facility if it has a crawl space. If your community is pier and beam and you have pipes underneath, ensure these pipes are properly wrapped and protected. Seal any gaps around pipes and wires that enter the home or facility from underneath.
  • Winterize your community swimming pool to prevent leaks
    Winter is coming. Is your multi-family community ready?
    Ensure that pool pumps, irrigation lines and outside water fountains have the water lines properly insulated. 
  • Exposed drainpipes in parking garages can freeze at the elbow or p-trap of the plumbing. When water freezes in the p-trap, this causes the pipe to expand and ultimately crack. By wrapping and protecting these pipes you can avoid costly repairs due to cracked pipes, though you may not commonly see it done.

According to the Farmer’s Almanac, Texas is in for another frigid winter. Taking the steps above into consideration combined with other commonly performed items inside and out can decrease your overall risk of having frozen pipes. While we hope to have a winter that is forgiving this time around, the most we can do is prepare for the worst and expect the best!

If your multifamily community, HOA, or commercial property has freezing weather damage, or if you’d like to get a quote from Classic for winterizing packages, contact us today or call (469) 290-8980. Our expert team is here for you 24/7 in case of emergencies!