pink bathroom

DIY Bathroom Remodel Tips

Bathroom remodels can be as simple as changing out paint, cabinet fixtures, and other cosmetic features, to installing new electrical components like fans and lighting, to installing and reconfiguring plumbing.

Where to Start

First and foremost, any homeowner should do research before jumping into a project. What do materials cost? Are there specific materials to avoid in a room that has a lot of moisture? Do you have all the required tools and skills? Often, you can find resources in construction and home handyman magazines and websites, as well as detailed how-tos on YouTube. Do your homework! Believe us, you don’t want to end up on a list like this.

pink bathroom

Do you have the skills and know-how to go from this…

Be Realistic With Yourself

Secondly, know your timeline. Too often, bathroom remodels seem like they’ll be simple only for the homeowner to realize he doesn’t have the budget, the skillset, or even the time to complete everything after demolition has started. Half-finished projects tend to linger as homeowners get used to the mess and put off finishing. That’s why only 31% of homeowners have successfully completed their DIY projects without problems – yikes! Set a realistic goal for having it complete, and call in help if you are stuck. https://nypost.com/2018/06/12/youre-not-the-only-one-putting-off-your-diy-projects/

Know Your Limits

The third and most important piece of advice is to know what’s outside of your ability and know when to call professionals. If you’re handy, you might be able to handle smaller tasks, such as installing new fixtures, painting, or even some light carpentry. Bigger remodels might require moving plumbing, repairing or replacing outdated or broken piping, and even electrical work – which can be incredibly dangerous if you don’t know what you’re doing. Make sure your general contractor is bonded, licensed, and insured for the type of work they’ll be doing.

remodeled bathroom

to this?

Why hire a professional?

Contractors can often get discounted bulk rates on materials, and being professionals, they can work faster too – sometimes with a team, which can save you money. They are also aware of what permits your area might require for the specific work you need done. The other benefit to hiring a professional, is they know best practices in terms of bathroom layouts and usability and can tailor your idea to a practical design that fits your specific needs.

Feeling overwhelmed by your remodel?

Contact Classic Construction & Restoration, Inc today for a free estimate for your bathroom remodel! We’re licensed, insured, and staffed by experts ready to serve for projects big and small!

Call today (469) 290-8980 or fill out a contact form for more information!

holiday lamp with candles that are lit close to a mirror.

Fire Safety During the Holidays

holiday lamp with candles that are lit close to a mirror.Holidays are prime time for fires; being prepared is the best way to help prevent them. Our team at Classic Construction has put together a list of ways you can be safe during these holidays! We hope you find our tips helpful and that they help you stay safe these holidays. 

Being Alert 

When cooking 

When you are in the kitchen, be sure that you are alert and know which burners are on, keep flammable items away from the heat, and stay in the kitchen while cooking. 

When handling flammables 

Make sure flammables are kept a safe distance from any source of heat. Flammable things include liquids such as gasoline, acetone, and alcohols. Some flammable items are bedding, paper, drapes, and rugs. 

When using heaters

When you are using heaters, make sure that you are in the room where it is being used and once you leave the room, make sure you have turned it off. One crucial aspect commonly overlooked is the surface that the space heater is placed over; always make sure that it is on a non-flammable surface.

Be Proactive 

Do not smoke in the house 

If you are a smoker or someone in your household smokes, make sure they smoke outside of the home. A way to help consolidate the smoking is to have a designated area outside of your home where those who do smoke can safely do so. 

Check all cords and replace frayed wires. 

While reusing lights, decorations with plugs or extension cords, make sure that your cords are not frayed and that they do not have exposed wires.  

Check fire alarms 

Fire alarms are the best way to be proactive! Ensuring that your fire alarm has batteries and is working correctly can help you be ready if a fire does happen. 

Have a plan 

Learn how and when to use a fire extinguisher

Having a plan is about being proactive and safe, and one of the best ways to be safe is by learning how to deal with a fire. Fire extinguishers are only useful if you and a few members of your household are able to use them. 

Fire escape plan 

If your fire isn’t able to be put out by a fire extinguisher, make sure that you and your family know where to go. Having a clear plan of escape and knowing your exit options can help you get out of your quickly if there is an emergency.

Have important phone numbers on hand 

Having numbers saved on your phone if disaster does occur is essential. After a fire, emotions can be everywhere, and if you have one thing less to worry about, the better. Of course, you would call 911 for a fire emergency, but one number to consider saving is Classic Construction’s number. Our team is available 24/7 for emergencies and are quick to reply and help you rebuild. Rebuilding a home is challenging, and our team knows that, and we are ready to make the experience smooth for those experiencing it. 

Living room in a cabin style home with a fireplace and holiday tree set up

Protect Your Home During the Festivities

Living room in a cabin style home with a fireplace and holiday tree set up

As we approach the last weeks of the year, it is essential to protect your home from the festivities and weather that occur. As you celebrate with your friends and family, plan dinners and gatherings to make sure you prioritize your home’s safety. If you are overwhelmed with all the activities that occur, our team at Classic Construction & Restoration has curated a list of ways you can protect your home during the festive season. Please note that if your home experiences any. 

1. Install and Test Smoke Alarms 

Installing and testing your smoke alarms are vital any time of the year but necessary during the festive season. According to the National Fire Protection Association(NFPA), you should install a smoke alarm in every sleeping room and outside each separate sleeping area. If you have more than one level, there should be a smoke alarm on each level. After installing your alarm, you should test it to ensure that it is working correctly. It is suggested that you test your alarm once a month and change out the batteries at least twice a year. If you need help with installing or testing your alarm, feel free to contact our team at Classic.

2. Have Fire Extinguishers 

Choosing a fire extinguisher and comparing each model to see which is the best can be daunting but can save you and your home from damages or losses. We recommend that the fire extinguisher in your home is an ABC fire extinguisher model and that one be placed on every level of your home and a bonus extinguisher in your garage. The reason behind the UL lettering on the extinguisher is that each flame has a designated letter, and your extinguisher should be rated according to the fire it that is effective against.

3. Ensure your Space Heater is Safe  

As the weather drops, we understand there is a need for space heaters, but one of the biggest mistakes is keeping it on all day long. According to NFPA heating equipment is a leading cause of fire in U.S homes. When you are not in the same room or leave the house, make sure to turn the space heater off. Another commonly overlooked item is keeping the space heater at least 3 feet away from curtains or bedroom furniture or bedding, or other combustible materials.

4. Unplug Electric Blankets 

Electric blankets are also a form of heating equipment that people tend to forget to turn off. According to healthine, most electric blankets that are ten years old or older run a higher risk of starting a fire. If you are using an electric blanket, make sure that the blanket is approved by Underwriter Laboratories (UL). If you are finished using your electric blanket, make sure that you store it properly, and as a safety precaution, do not sit or lie on top of it. 

5. Avoid overloading your sockets

Overloading sockets is something that can easily happen if you are using a single socket and extensions. While extension cords are great to have on hand, you can easily overload it and cause a fire due to overheating. One thing that you can do to prevent this is to limit the number of connected appliances to each socket. A rule of thumb that the National Ag Safety Database has is limiting each outlet to two appliances. 

6. Get your chimney/fireplace inspected 

As we mentioned in our previous blog, Winter Checklist for Your Home, it is important to get your chimney/fireplace inspected before turning it on. A clogged chimney can cause carbon monoxide poisoning, which is responsible for around 10,000 cases of carbon monoxide-related “injuries” each reported each year.

7. Be cautious of your candles 

Candles are used avidly during this season, and while they provide a sense of comfort and smell, they are often forgotten. If you fail to turn off your candle before bed or leaving the house, it can cost you your home. According to NFPA, candle-caused fires can cause an average of up to $278 million in home damages a year. 

8. Avoid distractions while the stove is on

Preparing dinner for a gathering with friends and family can be a series of ups and downs, but one thing to never forget is to keep collected and be aware of your stove when it is on. If things get out of hand with a kitchen fire, make sure to get out of the kitchen! 

9. Save Classic Construction’s contact information

While you should ALWAYS call 911 if you have a fire emergency, another reliable number to have after the damage has occurred to your house is Classic Construction. We are available 24/7 for emergency services and are ready to help you. You can contact us over the phone (insert emergency number here) or through our website. We are here to help you and when you choose us, know our team is On Time. On Budget. That’s Classic. 

Three roofing contractors removing the old tiles before replacing with new shingles on a home

What to Do When a Resident Has a Problem With Construction

Classic Construction, roof being repaired on two story home with yellow tractor and workers below We’ve all had to deal with that one unreasonable resident.

You know the one I’m talking about. He shows up to every meeting, chimes in on every issue, and takes it upon himself to act as the neighborhood watch. Every Board member knows him by name which means that you as the property manager do too. He probably even has your cell phone number!

It can be hard to know what to do when this resident has a problem with construction, but we here at Classic Construction and Restoration, Inc. have over 80 years of experience handling resident/construction conflict.

We’re here to help.

Complaint #1: Noise

Perhaps the biggest construction-related resident complaint is that of the noise. The number one way to help prevent these complaints before you receive them is to make sure your contractor knows that work is only to be done during business hours. Then inform your residents of when work will begin and approximately how long it is expected to last. Most residents understand that when construction is necessary, there will be some loud noises involved. But they do have a reasonable right to expect a quiet, relaxing community after business hours. Try to assure them that you will do your best to provide them this quite time during the construction process.

construction cones blocking walkwayComplaint #2: Detours/Blockades

The second biggest complaint from residents usually involves the inconvenience of having to change up their morning and afternoon commutes. Humans are creatures of habit and having to add an extra 5 minutes to our morning drive is just excessive. (I mean, really!) To help residents adjust, make sure you know in advance where the detours and blockades will be located. Speak with your contractor before construction so that together, you can come to a solution that allows him to complete the work and you to cause the least inconvenience to your residents. And if there’s no way around the inconvenience, let your residents know well in advance about the detours and remind them why it is necessary or why this temporary inconvenience might even be desirable (ie nicer roads, prettier landscaping, etc).

Complaint #3: Jobsite Cleanliness

This complaint is not unreasonable for any resident to have. Messy jobsites are not only displeasing to the eyes, but can also cause problems in the community. Debris in roads and driveways can cause flat tires. Trash could attract nocturnal critters. Carelessly placed equipment can block roads or access to community amenities….the list goes on and on. When you receive a complaint from your residents about the mess the contractor’s crew is leaving behind, take it seriously. Let your contractor know about the issue and ask him to make sure that his crew is cleaning up after themselves daily. Contractors worth keeping should take this complaint seriously as well and strive to improve the condition of their jobsites.

Complaint #4: Quality of the Work

Again, this complaint is not unreasonable at all. Heck, you might even have the same concerns as your residents! If you notice that the work performed by your construction crew is of inferior quality, don’t be afraid to make him aware of it immediately. This is true at each stage of construction. It is better to ask your contractor about the work as you go along and catch some tiny mistakes now before the project is completed. This will save your contractor lots of money and will shorten the length of time you and your residents must deal with the construction. Before releasing final payment to your contractor, you should also make sure you or your residents are satisfied with the work. Most contractors accept this as a business process; if yours doesn’t, you might seriously consider hiring a professional contractor next time.

Classic Construction condo fire restoration project, new windows, roof and doors have been replaced.

Managing Construction Projects During COVID-19: HOA Tips

Construction project for Classic Construction HOADue to the nature of the Coronavirus quickly changing the world we live in, the way our residential communities are managed has changed drastically. These days, community managers must determine if a service is essential before they can decide whether they and the board want to move forward with it or not. While determining the nature of needed services as either essential or non-essential is not easy, it is important that these decisions be based on official stay-at-home orders and COVID 19 construction guidelines.

At the time of this writing, residential construction is still considered essential. This means that repairs that need to be made to homes, whether they be single or multi-family, can still be scheduled if certain social distancing and PPE protocols are followed. While this process sounds simple enough – keep 6 feet apart, wear face coverings, gloves, etc – it is easier said than done. Some smaller construction companies might not be able to acquire the gear necessary to perform the work according to these guidelines as the demand for these supplies steadily increases. Or on the other hand, some homeowners might not feel comfortable letting workers into their home without being able to supervise from a close distance.

Again, once the board has decided to move forward with a construction project, you might run into issues with scheduling. Many homeowners might be working from home and do not want to be disturbed by the noise construction crews often make while working. Others might be at high risk of contracting the Coronavirus and therefore not give workers consent to enter their home. In either of these circumstances, the board then has to decide if the construction project is urgent or serious enough to override the desires of the homeowner, if this is even within the board’s power to do so.

All in all, scheduling and performing construction projects is no easy feat in these trying times. Some tips to help you determine whether you and your HOA board should press forward are:

  1. Look to your bylaws and guidelines

If your bylaws state that certain projects must be done yearly, monthly, etc, then it’s probably best that you look into whether you can schedule these services or not. In this event, you should just follow the next tip which is to…

  1. Make sure you comply with CDC guidelines and local ordinances

If you or your board believes that a project must get done, then make sure it gets done in accordance with the law. Just be sure your construction workers understand and follow these instructions as well.

  1. Work with your residents

If you have set forth community guidelines and protection protocols for the safety of your residents, then they will better be able to trust that you are doing all you can to protect them while maintaining their home and community. If you find yourself dealing with a particularly difficult homeowner, try gently explaining to the importance of completing the project and the measures you are taking to ensure their safety. If this fails, you might have to start back at tip number one and determine if this really is an essential job or not.

Summer home maintenance on a home with the sun shining down on home roof.

Maintenance Tips to Prepare Your North Texas Home for Summer

summer home maintenance, sun shining down on home roof Summer is here! As exciting as warmer weather is, it’s essential that we make sure our home is ready for the change. Below are some of Classic Construction’s top tips to help you prepare your home for Summer.

Inspect your roof

For your safety, you should perform this inspection from the ground to the best of your ability, possibly with binoculars. Check for dents, loose or torn off shingles, and obvious nails sticking out.

Change all your filters

This includes your water, range hood and air vent filters. Summer brings with it all the allergens, so this will help keep your family safe from these annoying particles.

Additionally, you should make sure to clean out your dryer vent. This is massively important to do because it can help you prevent a fire from destroying part or all of your home. Fire restoration services are expensive and time consuming but cleaning your dryer vent is free and takes about an hour.

Check all window and door seals

Summer is a dry season; checking your caulking will help you catch any areas for potential leaks before they cause damage to your home. Consider looking into weather-stripping.

Clean out your gutters

If you didn’t do this between autumn and winter, chances are your gutters are chock full of leaves and debris. When the spring showers hit, your gutters could overflow and cause damage to your home. They could also detach completely from your home from the weight filling them up.

Inspect your foundation

If you have a crawlspace, make sure to clear out and repair your foundation vents as these will prevent mold and critters from taking up residence beneath your home. Look for any visible cracks or shifting.

Inspect any brick or concrete surrounding your home

Moisture is the enemy of brick and concrete. If it seeps beneath your driveway, it can cause cracks and splitting. If water sneaks its way into the mortar between your brick walls, they could crumble and fall apart as well. Check for any signs of moisture seepage in these areas around your home and shop around for an estimate for repairs if you think it’s necessary.

Service your HVAC unit

Despite the costs, we all know our HVAC units are the real MVPs of our homes. They’ve kept us warm all winter and we’ll be expecting them to keep us cool during the summer. Therefore it’s essential to have them serviced by a licensed HVAC professional. You don’t want to wait until the heat of summer to find out you have an AC problem.

Inspect your wood siding, decking, and railing

Winter is harsh on wood. Look for any signs of wood damage or deterioration. If any of your wood is rotted, it needs to be replaced. Also be on the lookout for any signs of termites or other critters. It’s better to have these removed or exterminated before acquiring further damage.

Prepare your pool

If you have a pool, you’re probably already looking forward to using it again. I’m sure you know about the usual cleaning, brushing, chlorinating and debris removal; these are what you usually handle yourself. Make sure you also clean the filter, check the conditioner levels, test your pool equipment, run the pump during the warmest part of the day, and clean your salt cell (if you have a saltwater pool).

Man repairing wood floor with a hammer his right and a pencil in his hand.

When should I hire a contractor for my construction project? 

person-holding-pencil-1388944If you find yourself with a construction project that needs doing, you might be wondering when you should hire a contractor. This can be difficult to know since different types of projects will have different needs. If you’re a property manager or landlord with an angry or persistent tenant, the answer might be “yesterday.” But if you’re a homeowner looking to make upgrades or non-essential improvements, you’ve got time on your side.

In any of these situations, there are 3 main tasks you will need to add to your to-do list before you hire a contractor.

Determine when the work must be completed

Is this an emergency or a wish list project? Emergencies obviously require repairs today, while wish list items can wait. In any event, determine when the work should be completed. If it’s an emergency, you’ll need to move through these steps quickly. But if it’s a wish list project, determine which season would be best to have this work completed.

You’ll also want to be mindful of the construction industry’s busy seasons. The summer season is when many large projects are typically taking place because the lack of rain makes it easier complete a large amount of work in a short amount of time.

Contractors who can get large jobs scheduled are likely to do so in the summer. Large jobs are more difficult to schedule in the spring, fall and winter seasons, so smaller jobs such as leak investigations or interior repairs are more likely to be scheduled during this time.

Determine your budget and scope of work

This is pretty straightforward advice and probably the single most important item on your to-do list before hiring a contractor.

Before a contractor starts demolition on a property or making repairs, they need to have a plan for the work to be done. This is commonly referred to as a bid or an estimate and is where these two items come into play. A bid clearly outlines the work that the client (you) would like to see completed and lets you know how much the contractor expects to be paid for that work. Without a clearly defined scope of work or a budget on your end, you’re likely to overspend and not get what you thought you paid for.

Do your research


contractor renovation project gray-standard-color-book-near-green-eraser-159045Before starting a job, most contractors will submit a formal bid or estimate based on the scope of work and budget you’ve provided them. A good one will work with you and educate you on the price of materials and type of work you’re asking for to make sure you understand why they can or cannot do a certain type of work for the price you’re asking.

When doing your research, make sure you solicit bids from at least 3 different contractors. This will give you a range of price points to choose from, as well as introduce you to a few of the types of contractors you’re likely to encounter. You’ll learn a lot about the values, attitudes, professionalism and knowledge of the contractors while discussing or negotiating their bids with them.

If you don’t know where to start looking for a professional contractor, try the Better Business Bureau.

If you’ve already accomplished these three to-do items, give Classic Construction a call…we provide free estimates and we can do it all on time and on budget.

That’s Classic!

Traces of termites eat wood, Timber beam of door damaged by termite which eat for a long time, The wood home with termites damage in kitchen.

Termite Tip & Tricks: How to asses and prevent termite damage to your home 

Spring is often considered a beautiful season as it is the time of year when nature comes back to life after hibernating during the winter months. We see new flowers, new baby animals and lots of new growth all around us. While all this newness can be exciting, the ugly truth is that spring also brings to life termites and other pests we’d rather not see again so soon.

Termites specifically are nasty pests to deal with because they do most of their dirty work out of view and the damage can be catastrophic to your home. According to the National Pest Management Association, termites alone cause up to $5 billion dollars in damage in the U.S. each year!

And it’s not just cosmetic damage; they eat into the very structure of your home. It’s a well-known fact that termites eat wood and many of the foundational elements of your home are made from wood. This includes support beams, floor joists, posts, ceiling joists and wall studs. In addition to their regular fare, termites also enjoy the occasional gourmet meal of plaster, insulation and metal siding. 

Visible signs of termite damage include:Traces of termites eat wood, Timber beam of door damaged by termite which eat for a long time, The wood home with termites damage in kitchen.

  • Discolored or drooping drywall
  • Peeling paint that resembles water damage
  • Wood that sounds hollow when tapped
  • Small, pinpoint holes in drywall
  • Buckling wooden or laminate floorboards
  • Tiles loosening from the added moisture termites can introduce to your floor
  • Excessively squeaky floorboards
  • Crumbling, damaged wood
  • Stuck windows or doors
  • Maze-like patterns in furniture, floorboards or walls
  • Mound of drywood termite pellets, often resembling small piles of salt and pepper
  • Piles of wings left behind after swarms, often resembling fish scales
  • Mud tubes climbing the foundation of your home
  • Flying termite swarms anywhere on your property

If you’re seeing any signs of termite damage to your property, you should definitely call a professional termite company for an inspection because the damage is probably already worse than you think. Termites can live in your home’s foundational elements for a long time before being detected, which means these unseen items have probably already taken on worse damage than those you can see.

A couple of ways to prevent termites from entering your home during the pre-construction phase include pouring a concrete foundation and using pressure-treated wood for framing, etc. These are common in most new homes in the DFW area these days. 

But if you are trying to prevent termites from entering your lived-in home, the number one thing you can do is remove all landscaping and soil from around your home’s foundation and siding. Create a 4-inch barrier between mulch and your home. Keep plants at least a few feet away from siding and windows. Make sure the soil around your foundation is at least 6 inches lower than the siding. All these items retain moisture and moisture attracts termites and their very large families. 

If you have determined that your home already has termites and termite damage, the first thing you should do is make sure those buggers are dead and gone. Consult with a termite specialist to determine the best way to remove these nuisances from your property.

Then, determine which parts of your home are majorly damaged and which parts are only cosmetically damaged. Most cosmetic damages can be handled with some weekend DIY projects. These include sheetrock/drywall repairs, painting, and floor covering replacement (after your foundation and framing have been repaired, if necessary).

Man in pest control equipment with pesticide in left arm spraying pesticide with ergo grip For major repairs, you will need to look into hiring a general contractor. It is not recommended that you try to repair any of the damaged foundational elements of your home mentioned above unless you are a licensed contractor yourself. This is because you might need a more in-depth analysis of the damage in order to accurately assess what needs repair vs what needs replacing. Depending on the age of your home, you might also have code upgrades that might need to be made and a GC can help identify these.

damaged sidewalk

Concrete Repairs: Who is responsible for repairs or replacement?

For many homeowners in an HOA community, severely cracked and damaged sidewalks and streets aren’t just a nuisance, they’re a safety hazard. And there can be a lot of confusion and drama surrounding the issue of who should be responsible for fixing up these damaged areas and making them both pretty and functional again.

When it comes to the streets, it’s clear who is responsible for the repairs. Many municipalities, Dallas included, take responsibility for street and alley repairs as these are owned by the city. These repairs are done by the Department of Public Works.

Curbs are part of the streets and as such, the repairs are also the city’s responsibility. However, curb repair or replacement is usually only done where the curb is hazardous or is causing a significant standing water problem.

damaged sidewalkAlthough we at Classic would love to give you a straight answer on who is responsible for sidewalks and walkways, the truth is that it’s not this simple. It all comes down to why or how the concrete came to be damaged. And this is where the drama comes into play.

Many homeowners assume that because the sidewalk is public property, it is a public responsibility (aka, the government’s problem). However, the truth is that many cities and municipalities hold the homeowner directly adjacent to the sidewalk responsible for its repairs.

This issue of responsibility for repairs is further complicated in HOA communities if the HOA technically owns the public spaces. Homeowners then think that the Board is responsible for making sure these eye sores are repaired, but the Board might beg to differ.

If the damaged sidewalk is causing or has the potential to cause injuries to community members, of course they want it repaired. But if the homeowner adjacent to the damaged sidewalk is responsible for the damage, they might pursue measures that would make the homeowner financially responsible for the repairs.

Examples of this would be if a homeowner is known for repeatedly driving their vehicle over the sidewalk or has planted a tree on their property where the root system would easily reach the sidewalk. Both of these actions could cause cracks and shifting of the sidewalk, which would in turn cause damage.

These are just a couple of the issues that surround concrete repairs in an HOA community, but another one we should briefly consider is the cost.

Because more municipalities across the country are placing responsibility for sidewalk repairs in homeowners’ hands, homeowners should consider upping their insurance liability coverage. This is especially true of homeowners in older communities where sidewalk cracks and damage are more likely to occur. Regardless of whether or not you are actually responsible for making the repairs, you wouldn’t want to be caught unprepared for a costly lawsuit if someone got hurt right outside your front door due to a faulty sidewalk.

According to HomeAdvisor, it can cost anywhere between $663 and $2,016 to repair a patio, residential walkway or sidewalk. These numbers are not accurate for every location across the country as they will fluctuate depending on the extent of the damage and construction prices in your area.

You should also check with your local Department of Public Works to see what the requirements are and if your city offers a cost/share program to assist with the replacement of sidewalks and driveways. Some places, like the city of Dallas, require a permit to perform sidewalk repairs/replacement, but they will also help to offset some of the costs.

Construction engineers discussion with architects at construction or building site

What you need to know about working with insurance companies

Catastrophe strikes at the most inopportune times. Dealing with insurance for repairs as a property owner of a multifamily property or HOA building can become tricky and confusing, making repairs after a storm a daunting task.

Interacting with insurance companies is inevitable and will be necessary to get the repairs started. To help aid through this journey, we have detailed a few things that you will need to know.

The owners will need to notify the insurance company

Construction engineers discussion with architects at construction or building site

The first step is to notify the insurance company that there’s been some damage to the property. Most policies will state a specific time frame for reporting damages and if your people fail to report them within this time frame, it might result in the denial of the claim.

Even if your residents have to leave the property for safety reasons, the owner or HOA Board president will still need to reach out to the insurance company within the specified amount of time.

Make sure your owner or Board member has many photos that clearly detail the damage, as well as comprehensive notes and remarks that they can provide the insurance company with. The insurance world is all about the little details so be very thorough.

The insurance company will likely want to send an adjuster from their own firm to handle that portion of the process, know that this person doesn’t always have the best interests of the owner or Board in mind.

In case you are unaware,  your people have the right to hire a public insurance adjuster. In the case that you decide to hire a public adjuster, make sure they are trustworthy and can help get the most from the insurance company.

Find out what your budget is going to be

The insurance adjuster will let your insurance agent know what needs to be repaired or replaced and how much it will cost. This is why it’s so important to look for an adjuster that has your property owner’s best interests at heart.

When you get this report, know that the adjuster is only going to repair or replace what was already on the property with comparable materials. If the owner or the homeowners of a HOA want any upgrades to the property, these will likely be coming out of their own pockets.

It will be your job to find a contractor

Not all contractors are equal. You might be tempted to go straight to your preferred vendor list when looking for someone to help you fix up the property, but that might be a mistake.

When it comes to insurance claims, you’ll need to look for a contractor company that is used to working with people in the insurance industry. Typically, these contractors are known as restoration contractors.

Restoration contractors have years of experience and the knowledge necessary to repair homes that have been damaged by fire, water, smoke or wind. In these situations, it is essential to keep in mind that there is a distinct difference between restoring a damaged home as opposed to remodeling or renovating an existing home. General contractors are not nearly as familiar with the insurance claim procedure.

Classic Construction & Restoration Inc. is one of North Texas’ most well-known restoration contractors. If you’d like more information on navigating an insurance claim or on restoration project, please give us a call today.

 

Sources:

https://www.adjustersinternational.com/newsroom/hiring-a-contractor-for-your-property-damage-insurance-claim-tips-for-home-and-business-owners

https://www.adjustersinternational.com/newsroom/how-to-file-a-homeowners-property-damage-insurance-claim

https://www.insurance.wa.gov/hiring-general-contractor-homeowner-insurance-claims

https://www.millerpublicadjusters.com/free-property-insurance-claim-advice-blog/insurance-company-contractor

https://www.builtrighthomesolutions.com/about-us/news-and-events/22281-whats-the-difference-restoration-vs-general-contractors.html